LeadLens scores leads by analyzing a borrower's income and employment stability, utilizing aggregated data on income, credit, and both macro and microeconomic risk factors associated with the borrower's employer, their industry, and geography.
Predictive risk score assessing borrower delinquency likelihood
Effective response score gauging lead engagement probability to boost conversions
Highly orthogonal to traditional credit and risk scores
High coverage scores covering over 95% of US employers and regions, including sole proprietorships
Powered by comprehensive consumer income and credit risk data, supported by a consumer lenders' consortium
Broad risk indicators including layoffs, unemployment claims, job posting activity, and salary trends
Fast API response: < 1 sec.
Cost-effective solution for top-of-funnel efficiency
Minimal required data inputs: employer name and ZIP code
